Kotak White Credit Card

Welcome Benefits

• A joining bonus of 5,000 bonus reward points
• Up to 5X rewards on online transactions
• Up to 10% cashback on select categories
• Up to 20% off on dining, entertainment and travel
• Special offers from premium brands
• Zero annual fee for the first year
• No pre-set spending limit
• Concierge services

Priority Pass

Kotak White Credit Card holders can avail of the Priority Pass membership offered by Kotak Mahindra Bank. This membership offers access to over 1200 airport lounges in more than 500 cities across the globe. The cardholder can also get additional benefits such as discounts on dining, shopping and spa services. The membership also allows the cardholder to make use of the complimentary lounge services such as complimentary snacks, beverages, Wi-Fi, newspapers, magazines and more.

Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.

Other Benefits of Kotak White Credit Card

• Reward Points: Earn reward points on your Kotak White Credit Card for every purchase you make and redeem them for exciting gifts.
• Cashback: Get up to 5% cashback on select categories of purchases like dining, entertainment, and utilities.
• Fuel Surcharge Waiver: Enjoy a fuel surcharge waiver at any fuel station in India on transactions between Rs. 500 and Rs. 4,000.
• Insurance Coverage: Enjoy complimentary air accident cover of up to Rs. 15 lakhs and purchase protection for up to Rs. 50,000.
• Other Benefits: Enjoy exclusive deals and discounts with your Kotak White Credit Card.

It depends on your financial spending habits and lifestyle. As with most credit cards, the benefits of the Kotak White Credit Card depend on how you use it. If you are a frequent traveler and you plan to take advantage of the travel discounts and perks offered, then it may be a good choice. However, if you don't plan to use the card often, then it may not be the best choice for you.

It depends on your individual needs. Kotak White Credit Card offers a range of features, including rewards, cashback, and other benefits. Research the card's features and decide if it is suitable for your needs.

Click here to apply for this credit card. 

Criteria	details
Age Occupation Minimum Income	Minimum- 28 | Maximum- 65  Salaried or Self-employed Rs. 25 lakh and above per annum

Q.  What is the maximum Whitepass value customer earns in 1 anniversary period?

A. The maximum Whitepass value a customer can earn in 1 anniversary period is 2,500 points.

Q. How many airport lounge visits can I get in a quarter?

A. The number of airport lounge visits you can get in a quarter depends on the specific lounge membership program you are enrolled in. Generally speaking, many lounge membership programs offer unlimited visits, however, some may have restrictions or limits on the number of visits you can make in a quarter.

Q.  Will I earn reward points on my fuel purchases?

A. This will depend on the specific petrol station you are using. Some petrol stations do offer loyalty programs that allow customers to earn reward points on fuel purchases. However, it is best to check with the individual petrol station to see what rewards they offer.

Q. Is there any EMI option available with Kotak White Credit Card?

A. Yes, up to 3 EMI options are available with Kotak White Credit Card.